Apps using Adyen 3DS2

Adyen 3DS2 is a cutting-edge software development kit (SDK) designed to enhance online payment security and reduce fraud in e-commerce transactions. This advanced technology implements the latest 3D Secure 2.0 protocol, which is a significant improvement over its predecessor, 3D Secure 1.0. Adyen 3DS2 provides a seamless and frictionless authentication process for cardholders, ultimately leading to higher conversion rates and improved customer satisfaction. The Adyen 3DS2 SDK offers a robust set of features that enable merchants to integrate secure payment authentication into their websites and mobile applications effortlessly. By leveraging risk-based authentication and biometric verification methods, such as fingerprint scanning or facial recognition, Adyen 3DS2 significantly reduces the need for manual password entry, streamlining the checkout process for consumers. One of the key advantages of Adyen 3DS2 is its ability to collect and analyze a wide range of data points during the transaction process. This information includes device fingerprinting, transaction history, and behavioral patterns, allowing for more accurate risk assessment and fraud prevention. The SDK's advanced algorithms use this data to determine whether additional authentication steps are necessary, minimizing unnecessary friction for low-risk transactions. Adyen 3DS2 is designed to be fully compliant with the latest Payment Card Industry Data Security Standard (PCI DSS) requirements, ensuring that sensitive cardholder data is protected throughout the payment process. The SDK also supports Strong Customer Authentication (SCA) mandates, making it an ideal solution for merchants operating in regions where regulatory compliance is crucial, such as the European Economic Area (EEA). Implementation of Adyen 3DS2 is straightforward, with comprehensive documentation and support available to developers. The SDK is compatible with multiple programming languages and platforms, including iOS, Android, and web-based applications. This versatility allows merchants to integrate 3D Secure 2.0 functionality across various channels and devices, providing a consistent and secure payment experience for customers regardless of how they choose to shop. Another notable feature of Adyen 3DS2 is its support for exemption management, allowing merchants to optimize their authentication strategy based on transaction risk levels and regulatory requirements. This flexibility enables businesses to balance security and user experience effectively, potentially reducing cart abandonment rates and increasing overall conversion. The Adyen 3DS2 SDK also offers robust reporting and analytics capabilities, providing merchants with valuable insights into their authentication performance and fraud prevention efforts. These tools allow businesses to fine-tune their risk management strategies and identify areas for improvement in their payment processes. In conclusion, Adyen 3DS2 represents a significant advancement in online payment security technology, offering a comprehensive solution for merchants seeking to implement 3D Secure 2.0 authentication. By combining enhanced security measures with a frictionless user experience, this SDK helps businesses protect their customers and revenues while staying compliant with evolving regulatory requirements in the ever-changing landscape of e-commerce.

• Adyen 3DS2 SDK is a secure authentication solution designed to comply with the latest 3D Secure 2.0 protocol, offering enhanced fraud prevention and a seamless checkout experience for customers.
• The SDK supports both native mobile applications (iOS and Android) and web-based implementations, providing flexibility for merchants to integrate 3D Secure 2.0 across various platforms.
• Adyen 3DS2 offers a frictionless flow option, which allows low-risk transactions to be authenticated without any additional customer interaction, improving conversion rates and reducing cart abandonment.
• The SDK includes built-in device fingerprinting capabilities, collecting and analyzing device information to help assess transaction risk and potentially bypass the challenge flow for trusted devices.
• Adyen 3DS2 supports multiple authentication methods, including biometrics (such as fingerprint and facial recognition), one-time passwords (OTP), and knowledge-based authentication, allowing for a more secure and user-friendly experience.
• The SDK provides easy integration with existing payment flows through well-documented APIs and SDKs, simplifying the implementation process for developers and reducing time-to-market.
• Adyen 3DS2 offers real-time risk assessment and decisioning, leveraging Adyen's advanced fraud detection algorithms to determine whether a transaction requires additional authentication or can proceed without friction.
• The SDK supports dynamic linking, which binds the authentication request to specific transaction details, enhancing security and reducing the risk of man-in-the-middle attacks.
• Adyen 3DS2 provides comprehensive reporting and analytics tools, allowing merchants to monitor authentication performance, track conversion rates, and identify potential areas for optimization.
• The SDK offers multi-language support, enabling merchants to provide a localized authentication experience for customers across different regions and markets.
• Adyen 3DS2 is fully PSD2 SCA compliant, helping merchants meet regulatory requirements for strong customer authentication in the European Economic Area.
• The SDK includes a fallback mechanism to 3DS1 for card issuers that have not yet implemented 3DS2, ensuring broad coverage and compatibility across various payment networks.
• Adyen 3DS2 supports both browser-based and app-based authentication flows, providing a consistent user experience across different channels and devices.
• The SDK offers customizable UI components, allowing merchants to tailor the authentication interface to match their brand identity and design guidelines.
• Adyen 3DS2 provides built-in support for exemption handling, automatically applying for available exemptions (such as low-value transactions or trusted beneficiaries) to reduce friction when possible.

• Adyen 3DS2 SDK can be integrated into e-commerce platforms to enhance security and reduce fraud during online transactions, providing a seamless authentication process for customers while complying with Strong Customer Authentication (SCA) requirements.
• Mobile app developers can utilize Adyen 3DS2 to implement secure payment flows within their applications, allowing users to complete purchases with an additional layer of security without leaving the app environment.
• Financial institutions can leverage Adyen 3DS2 to offer their customers a frictionless authentication experience when making online purchases, reducing cart abandonment rates and improving overall customer satisfaction.
• Travel and hospitality businesses can implement Adyen 3DS2 to secure high-value bookings and reservations, ensuring that transactions are protected against fraud while maintaining a smooth booking process for legitimate customers.
• Subscription-based services can use Adyen 3DS2 to verify customers during the initial sign-up process and for recurring payments, reducing the risk of fraudulent subscriptions and chargebacks.
• Online marketplaces can integrate Adyen 3DS2 to protect both buyers and sellers by authenticating transactions and reducing the likelihood of fraudulent activities on their platforms.
• Digital goods and services providers can implement Adyen 3DS2 to secure instant purchases of digital content, software licenses, or in-app purchases, ensuring a quick and secure transaction process for users.
• Multinational corporations can utilize Adyen 3DS2 to standardize their payment security across different regions and currencies, ensuring compliance with local regulations while maintaining a consistent user experience.
• Nonprofit organizations can integrate Adyen 3DS2 into their donation platforms to secure online contributions and build trust with donors by demonstrating a commitment to protecting their financial information.
• Educational institutions can implement Adyen 3DS2 for secure online payment of tuition fees, course materials, and other academic-related expenses, providing students and parents with a safe and efficient payment method.
• Healthcare providers can use Adyen 3DS2 to secure online payments for medical services, prescription refills, and telemedicine consultations, ensuring patient data protection and compliance with healthcare regulations.
• Event organizers and ticketing platforms can integrate Adyen 3DS2 to protect high-volume ticket sales for concerts, sports events, and conferences, reducing the risk of fraudulent purchases and ticket scalping.
• Luxury goods retailers can implement Adyen 3DS2 to secure high-value online transactions, providing an extra layer of protection for both the merchant and the customer when dealing with expensive items.
• Cryptocurrency exchanges can utilize Adyen 3DS2 to enhance the security of fiat currency deposits and withdrawals, adding an extra layer of authentication for users when transferring funds between traditional and digital currencies.
• Gaming platforms can integrate Adyen 3DS2 to secure in-game purchases and microtransactions, protecting players from unauthorized charges and reducing the risk of fraud in virtual economies.
• Car rental companies can implement Adyen 3DS2 to secure online reservations and payments, protecting both the company and customers from fraudulent bookings and unauthorized charges.
• Food delivery services can use Adyen 3DS2 to secure payments for orders, protecting customers' financial information and reducing the risk of fraudulent transactions in the fast-paced food delivery industry.
• Streaming services can integrate Adyen 3DS2 to secure subscription payments and one-time purchases for premium content, ensuring a smooth and secure payment process for users accessing digital entertainment.
• Fitness and wellness apps can implement Adyen 3DS2 to protect payments for premium features, online coaching sessions, and virtual classes, providing users with a secure way to invest in their health and well-being.
• Crowdfunding platforms can utilize Adyen 3DS2 to secure pledges and donations, building trust with backers and project creators by implementing robust fraud prevention measures.

• Stripe 3D Secure 2 is a robust alternative to Adyen 3DS2, offering seamless integration for secure online payments. It supports both web and mobile platforms, providing a frictionless authentication process for customers while helping merchants reduce fraud and comply with SCA regulations. Stripe's solution includes advanced risk-based authentication and supports various payment methods across multiple regions.
• PayPal's 3D Secure 2.0 SDK is another viable option, leveraging the company's extensive experience in online payments. This solution offers easy implementation and customization options, allowing merchants to tailor the authentication experience to their brand. PayPal's 3DS2 technology supports a wide range of card networks and provides detailed analytics to help merchants optimize their payment processes.
• Braintree 3D Secure 2 provides a comprehensive solution for businesses looking to implement secure payment authentication. As a PayPal company, Braintree offers robust integration options and supports multiple payment methods. Their SDK includes features like dynamic 3DS application based on transaction risk assessment, helping to minimize friction for low-risk transactions while maintaining strong security measures.
• Cardinal Commerce 3DS2 SDK, now part of Visa, is a well-established solution in the payment security landscape. It offers a feature-rich platform with support for various card networks and integration options. Cardinal's SDK includes advanced fraud detection capabilities and provides detailed reporting tools to help merchants analyze and optimize their payment flows.
• Worldpay 3D Secure 2 is a powerful alternative that leverages the company's global payment expertise. Their SDK offers flexible integration options and supports a wide range of payment methods across different regions. Worldpay's solution includes advanced risk-based authentication and provides detailed analytics to help merchants make informed decisions about their payment strategies.
• GlobalPayments 3D Secure 2 SDK offers a comprehensive solution for secure online payments. It provides easy integration options for both web and mobile platforms, supporting various card networks and payment methods. GlobalPayments' SDK includes features like risk-based authentication and detailed reporting tools to help merchants optimize their payment processes and reduce fraud.
• CyberSource 3D Secure 2 Authentication, a Visa solution, provides a robust alternative for secure online payments. Their SDK offers flexible integration options and supports multiple payment methods across various regions. CyberSource's solution includes advanced risk assessment capabilities and detailed analytics to help merchants optimize their authentication processes and reduce fraud.
• Mastercard Identity Check Mobile SDK is a strong contender in the 3DS2 space, specifically designed for mobile applications. It offers a seamless and user-friendly authentication experience, leveraging biometric authentication methods when available. The SDK provides easy integration options and supports various payment methods, helping merchants comply with SCA regulations while minimizing friction for customers.
• American Express SafeKey 2.0 SDK offers a secure and efficient 3DS2 solution for online payments. It provides easy integration options for both web and mobile platforms, supporting American Express cards globally. The SDK includes advanced risk-based authentication features and detailed reporting tools to help merchants optimize their payment processes and reduce fraud.
• EMVCo 3-D Secure SDK Specification, while not a direct implementation, provides a standardized framework for 3DS2 solutions. Many payment providers and financial institutions build their 3DS2 SDKs based on this specification, ensuring interoperability and compliance with industry standards. Merchants can choose from various implementations that follow the EMVCo specifications, offering flexibility in selecting a solution that best fits their needs.